Short Term Rental Insurance

Vacation rental properties present different risks and liabilities than homeowner, renter, and landlord policies cover. We’ll set you up with the right policy so you’re not left footing the bill for the things regular insurance won’t take care of.

Property Entrustment

Standard homeowner and landlord insurance policies only cover the property itself, not its contents. We help you protect things like furniture and appliances from theft, vandalism, and damage.

Pet & Animal Liability

Allowing pets in your rental comes with unique liabilities that standard policies limit or exclude. We make sure you’re covered without breed restrictions or animal exclusions.

Bed Bug & Flea Protection

We help cover you against damage, costs, and revenue loss related to insect infestations brought in by guests. We cover liability, extermination, and canceled bookings.

Unauthorized Occupancy

You need a specialized policy to protect you from revenue loss or legal issues when a guest refuses to leave or overstays their reservation. 

Amenities On & Off-Premises

We ensure you have no gaps in coverage for common amenities like pools and hot tubs, and those that guests take off-premesis like kayaks, bikes, or golf carts.

Liquor Liability

Liquor liability is excluded by all standard policies, but coverage is important to be protected against alcohol-related incidents.

Need coverage for something else?

We can help you create a custom policy that hits on all your unique needs. If you need insurance for something you don’t see above, let’s talk. We’ll help you get the coverage you need.

We value every client’s trust.

Trophy found us a better quote for our auto insurance, as well as better coverage for our new home that has put our minds at ease. They explained everything so well and were very knowledgeable. We appreciate the honesty and recommendations that were given!

bryana m.

This insurance agency has always been the easiest to work with. They find my family the best deals on the right insurance that covers us the best. Everyone in the office is super professional and helpful no matter what I call for.

Casey c.

I’ve been insured with multiple different companies and none of them have come close to the service I received at Trophy Insurance Solutions. They are super helpful and kind in the office. I highly recommend them to shop providers and get you a great value!

Travis a.